A Policy Review is a simple process that involves looking at what Life Assurance, Pension and Regular Savings policies a client has. In particular we look at the following;
The simple steps involved in a Policy review with Cleere Life & Pensions are as follows;
Step 1 Arrange a Consultation
Contact us to organise a call or a meeting via phone/email. All emails/call will be followed up promptly by our team to make arrangements for an initial consultation. This can be at either in our office based in Kilkenny or at the clients home.
Step 2: Consultation & Needs Analysis
In our initial consultation we will take a snapshot of your existing plans to see if they are doing what they were originally set up to do. We will also check to see will that they meet your financial needs in the future. During this meeting you sign a letter authorising us to get up to date information on your existing policies from the various life assurance companies in order to make sure we are aware of all the benefits that your policies offer you.
Step 3: Comprehensive Review Report
Following our in-depth consultation and needs analysis, we will prepare a confidential report. We compare your existing cover with the cover that you should have or that is available to you at a better price with either the same life assurance company or another life assurance company. This report will also have recommendations for your financial planning based on your priorities and time lines.
Step 4: Meeting & Presentation
We meet with you to talk you through our findings and any recommendations that we might have. It is then up to you to determine whether or not you would like to proceed with our recommendations. Either way, there is no cost to you for this service.
Step 5: Planning Service & Review
Our ongoing expert financial advice continues via quarterly review meetings with your financial advisor. During these review meetings your financial plan and current policies are reviewed in order to ensure that your personal financial plan stays on track.
Cleere Life & Pensions have a proactive approach to their work and, after each visit, they later follow up and forward a very detailed report explaining the current situation.
John & Michelle, Investment Client
Contact Cleerelife & Pensions