Deposits

A fixed deposit account is an investment account and a type of savings account in which money is deposited for a stated period of time and a fixed interest rate is paid at the end of that period.

It is a safer investment option when compared to other investment types such as shares or the money market. Opening a fixed deposit account is both quick and easy and all you have to do is to deposit money into the account for a given period of time, for it to earn interest for you.

Deposit rates vary greatly from time to time and within each institution. At Cleere Life & Pensions we can provide impartial advice on the most suitable deposit options, available at any time.

What are the benefits of a deposit account?

  • You are assured of returns for your investment
  • It’s easy to access your money when you need it.
  • You get to choose how long you want to invest your money in a fixed deposit account ranging from 30 days to ten years.
  • It’s an easy way to save for a short to medium term goal.
  • Most institutions are covered by a Government deposit guarantee.




In relation to pension & investment planning Gearoid Cleere has been a pleasure to do business with. I have been very impressed with his advice and any information provided to date by Gearoid.

Brian Egan Managing Director Bluebird Care Carlow, Kilkenny & Waterford.