Investments & Savings

Regular Savings

Throughout our lives, there are planned and many unplanned challenges to the money that is available to cover all bills and expenses. From saving for a deposit on a first house, to saving for your children’s education to saving for a second home or simply for extra financial security in retirement, a regular savings plan can help you reach these goals and more. The best way to make sure your Regular Savings Plan will be successful is to follow a few simple rules;

  • Start on Time
  • Understand the Investment Risk
  • Select the right Investment
  • Get the Plan & the Price right from the Start

Here at Cleere Life & Pensions we can help you review all your options, review your savings goals and ensure you choose a plan that offers all the return, access and capital security you are looking for.

What are the benefits of a Regular Savings Plan?
  • Your money gets access to a wide range of investment assets with good growth potential.
  • You will usually enjoy more attractive potential returns than bank deposits.
  • You can normally secure up to 100% of your capital.
  • You can choose a level of access to your money that suits you.
  • You can balance risk and reward to suit your savings ambitions.
How can Cleere Life & Pensions help?
  • We will work with you to clearly define your savings ambitions.
  • Together we can work out how much you can afford to save each month.
  • Find the Best Regular Savings Plan & Quote for you.
  • We will regularly re-evaluate your savings plan to ensure it stays on track.

Lump Sum Investments

Receiving a lump sum payout can be very exciting because for many individuals it's rare to have the opportunity to spend or invest a large amount of money at one time. But figuring out what to do with a lump sum payout also can be very stressful, especially if you aren’t comfortable making financial decisions.

It makes to sense to place some of this sum into a bank deposit where you can get easy access to it should you need it. But for the balance you need to think hard about how you can get the best return possible. Once you fully understand all of your options, you’ll be in a better position to make a good financial decision.

While we can't tell you what to do with your lump sum payment, we can help you make an informed decision.

What are the benefits of Lump Sum Investments?
  • Your money gets access to high growth potential assets such as equities.
  • You can choose a mix of funds that matches your appetite for risk and reward.
  • Your money is relatively easy to access.
  • You can invest with confidence for the medium to long term.
How can Cleere Life & Pensions help?
  • We can help you define your attitude to risk and reward.
  • We will regularly review the funds in which your money is invested to ensure they will meet your goals.
  • Our independence means our impartial advice is designed around your investment goals and offers access to a wide range of funds and fund managers.

I would like to thank Gearoid and Michelle for the help and support with regard to my pensions.I would highly recommend Cleere Life & Pensions to any of my friends for your service,once again thank you and I wish you all the best for the future.

Liam Walsh
Pension Client