Does Volatility matter if you’re a Long Term Investor?

Does all this Market Volatility really matter if you’re a long term Investor? The answer is NO.

As a long-term investor you should not be too worried about the short-term outlook and all of the market “noise”. This type of volatility is not uncommon, it just appears dramatic or different because we’ve just come through a period where markets have been up for the past number of years and funds have been performing well. Markets will average at least one decline each year, markets will fall at least one out of every 4 years yet over the long run Equities will still outperform every other asset class including Cash.

Carrying a full financial review including risk assessment will allow you to see what type of risk you are willing to take when it comes to Investments and Pensions. It would be our opinion to hold some cash on deposit for any emergencies that might happen.

The majority of the Life Companies now offer Easy Access type funds with great flexibility to clients. A well-diversified portfolio is recommended by Cleere Life & Pensions for 5 years +. Regular Reviews are also key to ensuring you are kept up to date with your Investments. Contact Cleere Life & Pensions on 056 7721854 or www.cleerelife.ie for further information or a review on your existing funds.

 All details and views contained within this article are for informational purposes only and does not constitute advice. Cleere Life & Pensions makes no representations as to the accuracy, completeness or suitability of any information and will not be liable for any errors, omissions or any losses arising from its use. Killeen Financial Services Ltd T/A Cleere Life & Pensions  is Regulated by the central Bank of Ireland.