• Mortgages


At Cleere Life & Pensions, we understand that the thought of arranging a mortgage, whether you are a First Time Buyer, switching provider or trading up, can be a daunting one. We use our considerable experience and expertise to simplify the process for you and ensure that things run as smoothly as possible.

  • Initial Meeting & Pre-Application Queries

    This gives us an opportunity to find out about your current financial position and your specific requirements. We will explain the factors that dictate mortgage suitability and make sense of the complicated jargon. We should then be able to provide you with a good indication of your suitability for mortgage approval, the amount you are likely to obtain and from which lenders.

  • Application Stage

    Once you are happy to proceed with the application, we will gather up all the required items and submit this information to the prospective lenders on your behalf. Above anything, we ensure that the lender is left in no doubt as to your suitability for a mortgage.

  • Application Management

    This involves liaising with the lender(s) on your behalf and dealing with any issues that will inevitably arise on a regular basis.

  • Mortgage Drawdown

    We ensure that all requirements and conditions are adhered to the satisfaction of the lender. This is an onerous task as lenders are becoming much stricter in terms of complying with drawdown criteria.

  • Arrangement of Insurances

    We arrange your Life Cover as per mortgage drawdown requirements. This may delay the drawdown of funds if these issues are not dealt with quickly and efficiently.

  • Post Completion Checklist

    Once your mortgage has successfully drawn down, we ensure that payments are in order, relevant documentation is returned to you and other loose ends are tied up.





What Our

” We are extremely happy with the professional approach, attention to detail, regular updates and advice received. We feel our investments are being personally checked regularly by Cleere Life & Pensions. ”

Adrian & John, Conveyor Solutions, Kilkenny

Loan Packaging

  • We can also package a loan application for you for your business/farm/commercial loans.
  • Our advisors have years of experience in lending.
  • By putting together an application to be presented to the relevant lenders, we have found that if you package your application correctly and in the best format, you have a better chance of receiving the loan.

*The fees for this process will vary and depend on the amount of work involved

Do you have more questions?

We would love to hear from you! We are here to make sure all your questions are answered.

Get a Quick Quote

We can offer you a quick quote. Just access the button below.

  • Mortgages Office

    Cleere Mortgages

    4 Dean St


Other Services

Deposit Accounts

A fixed deposit account is an investment account and a type of savings account in which money is deposited for a stated period of time and a fixed interest rate is paid at the end of that period.

Learn More

Specified Illness Cover

Illness can strike any of us at any time. When an illness is particularly serious it can have a major financial impact on you, your lifestyle and your loved ones.

Learn More

Income Protection

For most of us, our income is our most important asset. You rely on it to fund everything from the food you eat, where you go on holiday, childcare fees and a whole lot more. Because your income does so much for you, just imagine what life would be like without it.

Learn More


Your retirement may seem like a long way off, but it is never too early to start planning. Smart planning for your retirement will ensure that when you do retire you can maintain the standard of living you have become used to.

Learn More

Life Assurance

In reality, your life is your most important asset – especially if you have dependants. If you have people dependant on your income generating ability such as a spouse and children you really ought to be taking measures to ensure that their financial wellbeing is secured in the event of your untimely death.

Learn More

Savings & Investments

Here at Cleere Life & Pensions we can help you review all your options, review your savings goals and ensure you choose a plan that offers all the return, access and capital security you are looking for.

Learn More